What You’ll Learn: Understanding Credit Reports and Scores Learn how to read and interpret your credit report. Understand the factors that impact your credit score and how to improve it. Credit Repair Essentials Discover effective strategies to dispute inaccuracies and rebuild your credit. Gain insights into your rights under federal and state credit laws. Credit Building Strategies Explore actionable steps to establish and maintain good credit. Identify the best credit-building tools, such as secured credit cards and loans. Financial Literacy Fundamentals Master budgeting techniques to manage your finances effectively. Understand the importance of saving, debt management, and setting financial goals. Sustainable Financial Habits Learn how to create long-term financial stability. Develop strategies to avoid common financial pitfalls.

Course Overview Course Title: Understanding Your Credit ReportCourse Course Level: Intermediate Delivery Mode: Online (Self-paced with Instructor Support) Target Audience: Individuals looking to understand, analyze, and improve their credit reports and financial health. Course Objectives: Explain the purpose and importance of a credit report Break down the components of a credit report Interpret credit scores and their impact Identify and dispute credit report errors Develop strategies for maintaining good credit Final Assessment & Certification Assessment: Multiple-choice quiz covering all modules Case study analysis of a sample credit report Personalized credit improvement plan Certification: Students who complete all lessons and assessments receive a Certificate of Completion Bonus Resources & Tools Annual Credit Report Free Check Downloadable dispute letter templates Recommended credit monitoring services