Privacy Policy

This Privacy Policy governs the manner in which the School collects, uses, maintains and discloses information collected from users (each, a “Student”) of the School. This Privacy Policy applies to the School and all Courses offered by the School.

Personal identification information

We may collect personal identification information from Students in a variety of ways, including, but not limited to, when Students enroll in the School or a Course within the School, subscribe to a newsletter, and in connection with other activities, services, features, or resources we make available in our School. Students may visit the School anonymously. We will collect personal identification information from Students only if they voluntarily submit such information to us. Students can refuse to supply personal identification information but doing so may prevent them from engaging in certain School related activities.

How we use collected information

The School may collect and use Students’ personal identification information for the following purposes:

  • To improve customer service
    Information you provide helps us respond to your customer service requests and support needs more efficiently.
  • To personalize user experience
    We may use information in the aggregate to understand how our Students as a group use the services and resources provided in our School.
  • To send periodic emails
    We may use Student email addresses to send Students information and updates pertaining to their order. Student email addresses may also be used to respond to Student inquiries, questions, or other requests.

Sharing your personal information

We do not sell, trade, or rent Student personal identification information to others.

Third party websites

Student may find advertising or other content in our School that link to the websites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these websites and are not responsible for the practices employed by websites linked to or from our School. In addition, these websites or services, including their content and links, may be constantly changing. These websites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Student, is subject to that website's own terms and policies.

Changes to this Privacy Policy

The School has the discretion to update this Privacy Policy at any time. We encourage Students to frequently check this page for any changes. You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically and become aware of modifications.

Your acceptance of these terms

By enrolling in the School, you signify your acceptance of this Privacy Policy. If you do not agree to this Privacy Policy, please do not enroll in the School. Your continued enrollment in the School following the posting of changes to this Privacy Policy will be deemed your acceptance of those changes.


Third-Party Payment Processing Disclosure

At Brighter Days Solutions, LLC, we prioritize the security and transparency of your transactions. To facilitate online payments, we have partnered with Stripe, a leading third-party payment processor. By making a payment through our website, you acknowledge and agree to the following:

1. Use of Stripe for Payment Processing
  • Third-Party Services: All payments are processed through Stripe, an independent service provider. Brighter Days Solutions, LLC does not directly handle or store your payment information.
  • Stripe's Role: Stripe is responsible for the collection, use, and processing of your payment details. For more information, please review Stripe’s Privacy Policy.
2. Payment Security
  • PCI Compliance: Stripe is PCI-DSS compliant, ensuring that your payment data is handled with the highest security standards.
  • Data Protection: While we strive to partner with secure providers, Brighter Days Solutions, LLC is not liable for any data breaches or security issues arising from Stripe’s systems.
3. Fees and Billing
  • Service Fees: Any fees associated with our services will be clearly outlined during the payment process.
  • Additional Charges: Your financial institution may impose additional fees; Brighter Days Solutions, LLC is not responsible for such charges.
4. Refund and Dispute Resolution
  • Refund Policy: Payments are subject to our refund policies as detailed in your service agreement.
  • Stripe's Refund Handling: Stripe facilitates refunds to the original payment method; processing times may vary depending on your financial institution. Note that Stripe’s processing fees are non-refundable. For more details, see Stripe’s Refund Policy.
  • Contact Information: For refund requests or transaction concerns, please contact us at [email protected].
5. Legal and Regulatory Compliance
  • Service Agreement: By using our services, you confirm that you have read and agreed to the terms in your Credit Education Service Agreement, including the Authorization for Credit Education Action, Consumer Credit File Rights, and Notice of Right to Cancel.
  • Compliance: All transactions are conducted in accordance with applicable federal and state laws.
6. Right to Cancel
  • Cancellation Policy: You have the right to cancel your agreement within three business days from the signing date. To initiate a cancellation, please email us at [email protected] with your signed cancellation notice.
7. Acknowledgment and Consent
  • Agreement to Terms: By proceeding with a payment, you acknowledge and consent to:
  • Stripe’s Terms of Service and Privacy Policy.
  • The terms outlined in your service agreement with Brighter Days Solutions, LLC.

If you have any questions or require further clarification, please do not hesitate to contact us at [email protected].